Buying your first home is a big step and a huge investment. If you're purchasing in Roseville, CA, there's one thing many first-time buyers don’t think about but absolutely should: the property survey. While it may sound technical, a survey helps you understand exactly what you're buying and protects you from problems later on.
In this guide, we’ll explain what a property survey is, why it matters in Roseville, and how it can save you money, time, and legal headaches down the road.
Why Property Surveys Are Important for New Homeowners
The Growth of Residential Communities in Roseville
Roseville is one of California’s fastest-growing suburbs, with new neighborhoods, homes, and developments popping up everywhere. As a result, knowing your property boundaries and land rights is more important than ever.
How Surveys Prevent Costly Mistakes
Surveys show the exact size and shape of your property—and reveal things like fences built on the wrong side, driveways that cross into a neighbor’s lot, or buried utility lines. Without a survey, you may run into expensive problems after moving in.
What Is a Property Survey and Why Does It Matter?
Definition and Basic Purpose
A property survey is a map drawn by a licensed surveyor that shows your land's exact boundaries, size, features, and any legal limitations.
What It Helps You Know
Where your property starts and ends
If buildings or fences cross over the lines
Whether you have access or utility easements
If there are any issues that could affect future projects
How It Differs from an Appraisal or Inspection
An appraisal estimates the value of your home
A home inspection looks at the condition of the house
A survey maps the land and boundary lines
When First time Buyers Need a Property Survey in Roseville
Before Closing on a Home
Lenders may require a survey, especially if the home is older or if title issues exist. Even when it’s not required, it's wise to get one so you know what you're buying.
If You’re Planning to Build or Landscape
Planning a pool, shed, fence, or patio? You’ll need to know exactly where you can build. A survey ensures you're within legal limits and not trespassing.
For Boundary Questions or Shared Property Lines
Trees, fences, and driveways can become major sources of disputes. A survey shows who owns what and can help resolve disagreements.
Types of Property Surveys for Residential Properties
Boundary Survey
A boundary survey for homeowners marks the corners and sides of your property. It’s ideal for resolving disputes, confirming property lines, or planning installations like fences and sheds.
Mortgage Location Survey
Required by some lenders. It shows where the home sits in relation to the property lines but may not include full legal detail.
Topographic Survey
Includes elevation, slopes, and natural features. Useful for landscaping or drainage planning.
ALTA/NSPS Survey
A more detailed, legal-grade survey often used in higher-value transactions or if a title company requires extra details.
How the Property Survey Process Works
Look for a licensed professional with experience in the area. Ask for references and ensure they follow California standards.
Survey Steps
The surveyor reviews public land records
They visit the site to take measurements
They create a detailed map showing property lines and features
What You Receive
A legal map of your property
Details about easements, encroachments, and boundaries
A written report (sometimes) to explain findings
Cost of Property Surveys in Roseville, CA
Factors That Affect Pricing
Lot size and shape
Property location and terrain
Type of survey required
How quickly you need it
Average Price Range
Reading and Understanding Your Property Survey
Symbols and Markings
Solid lines = property boundaries
Dotted lines = easements or setback areas
“X” or circles = survey markers or corners
Watch for These Issues
Encroachments (buildings or fences crossing lines)
Easements that allow others access to part of your land
Discrepancies between legal records and what’s on the ground
What to Ask Your Surveyor
Are there any encroachments or easements?
Can I build a fence or structure here?
Does anything affect my property value?
What Can Go Wrong Without a Survey?
Boundary Disputes with Neighbors
You may end up in a legal battle if someone claims part of your land or you accidentally build on theirs.
Permitting Issues
Without clear property lines, the city may reject your permits for additions, fences, or landscaping.
Resale and Title Problems
Future buyers may want a survey, or title companies may find issues that delay or stop the sale.
Frequently Asked Questions
1. Is a Survey Required to Buy a Home?
Not always, but it’s strongly recommended and may be required by lenders.
2. Can I Use an Old Survey?
Possibly, but only if the land hasn’t changed. Most buyers choose to get a new one for safety.
3. How Long Does a Survey Take?
Usually 3–7 days, depending on the property and surveyor availability.
4. Do I Need a Survey for a New Build?
Yes. Even new lots can have hidden easements or unclear boundaries.
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